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Health care in America has changed greatly in just the last few decades. Fifteen to twenty years ago, most people in the U.S. had indemnity insurance coverage. This basically meant that you could go to any doctor, hospital, or other provider and the insurance company and the patient would each pay part of the bill. No questions asked. But today, more than half of all Americans who have health insurance are enrolled in some kind of managed care plan. In other words, the plan that you belong to in some way directs or limits how and where you will access your health care benefits. Different types of managed care plans work differently and include preferred provider organizations (PPOs), health maintenance organizations (HMOs), and point-of-service (POS) plans. Now, more than ever it is crucial that the consumer understand the myriad of choices available. Chances
are you've heard these terms before. But what do they mean, and
what are the differences between them? And what do these differences
mean to you? This is where Friedlander and Associates can help.
We believe in educating our clients so that they can make the best
choices for themselves. We can offer you choices from virtually
any carrier in California and will help you determine which type
of plan is best for you. If you don't have employer sponsored health
insurance, you need to be covered. You are at risk of being financially
wiped out if and illness or accident occur. Call
us today for a free no-obligation quote! Toll Free: 1-877-568-1188
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